We get it. Falling in love with the house is the easy part. Coming up with the downpayment and being able to afford the mortgage can be discouraging. The homebuying process is about to get a whole lot easier and more affordable. The Merrimack is here to take this journey with you. We’ll pair you with an expert lender that will help you find the loan that is tailor-made for your life and budget.
The Merrimack offers a wide array of affordable home lending options:
- No Down Payment programs through USDA and Veterans Administration (VA)
- Low Down Payment programs though USDA, VA, FHA, and Freddie Mac Home One
- Portfolio Loans
- Down payment assistance options with NH Housing*
- Loan Options for Manufactured Homes
- Construction Loans
- Mobile Home Loans
- First Time Homebuyer Programs
*Must meet New Hampshire Housing Finance Authority (NHHFA) criteria.
Whether you’re looking to reduce down payment costs, keep your loan local, or build your home yourself, we have the loan you need to make your dreams come true. Plus, at The Merrimack you can use your veteran or New Hampshire resident status to help you save money on your homebuying journey. Our commitment to strengthening New Hampshire communities starts with building your dreams. Now is the time to get started.
Loans are different at The Merrimack
- Faster
- More personalized
- Always handled locally
- Single closing on construction loans
- A unique understanding of all loan types and regulations
- Confidence you can’t replicate
Leave it all to the experts.
With our seasoned home lending team, you can leave your worries at the door. We take the time to understand your goals, budget, and unique situation to find the loan that best fits your life. We’ll do the research so you can focus on becoming a homeowner! We’re available to listen, even on weekends. Let’s work together to find the perfect affordable housing solution for you.
First Timer? We’ve all been there!
If this is your first time buying a home, join The Merrimack’s first-time homebuying seminar.
We’ll cover everything from house hunting, and qualifying, to closing and paying your mortgage monthly.
We understand the market and the challenges of buying a home, even with great credit and income. For more help and resources getting approved for a mortgage and finding your home, you can visit our dedicated page, always up to date with the latest offerings.