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Business Checking & Savings

At Merrimack, we offer a range of products and services to help you manage your business.

The Merrimack's business checking account options are feature-rich without being overly complicated. Standard benefits offered with all business checking include:

  • Online Banking, Bill Pay, Telephone Banking, business debit card, combined statements, night deposit and eStatements are available at no additional cost.
  • Mobile Banking and Mobile Deposit are available at no additional cost to eligible customers. Cash Management customers are not eligible.
  • GenGold® Business Partner Program Preferred Level benefits.

Basic Business Checking

This account is ideal for businesses with low monthly transaction needs. It offers a low minimum balance requirement to avoid monthly service charges.

Commercial Checking

If your business completes more than 100 transactions per statement cycle you may find this account to be a good choice. You’ll receive an earnings credit, based on your balance, to help offset service charges.

Business Plus Checking

This account may be especially valuable to businesses that maintain minimum daily account balances over $5,000 and complete a large number of transactions each month. There is no fee for the first 300 items processed each statement cycle and monthly service charges are waived with a $5,000 minimum daily balance.

Non-Profit Checking

Designed exclusively for community and non-profit corporations, organizations, associations, clubs and municipalities with 501(c)(3) or 501(c)(6) status. Interest is earned on a minimum daily balance of $500 and more. There’s no fee for deposited items or the first 50 checks processed each statement cycle.


Exclusively for lawyers and law firms, interest earned is sent to the New Hampshire Bar Foundation.

Click here for a chart describing our business checking accounts.

Debit and ATM Card Protection

The safety and security of your money and your information is incredibly important to us. It’s so important that we monitor your debit and/or ATM card for potential fraud 24 hours a day, 7 days a week, 365 days a year!

Business Savings

Business Savings Account

This savings account was designed for all businesses, with variable-rate interest earned on competitive tiers. The low monthly service charge is waived when you maintain a $100 minimum daily balance.

Business Money Market Account

This savings account has been created for those businesses that can maintain a minimum daily balance of more than $2,500, want to earn variable-rate tiered-interest and write a limited number of checks.

Sweep Accounts

Sweep Accounts conveniently help you achieve higher earnings on the funds you don’t use on a daily basis. With a Sweep Account, you can automatically maximize your earnings on excess account balances, so you don’t have to spend time shuffling funds.

Business CDs

Business CDs offer the security of guaranteed returns, and are offered in a multitude of time frames to suit your specific needs.